Medicare Coverage Options

Medicare Advantage plans are offered by private insurance companies approved by Medicare. They bundle Part A (hospital) and Part B (medical) benefits into one plan and often include prescription drug coverage (Part D), dental, vision, and hearing benefits. Plan availability, costs, and covered services vary by county and carrier.

Medicare Supplement plans, also known as Medigap policies, help pay for out-of-pocket costs that Original Medicare does not cover, such as copayments, coinsurance, and deductibles. These plans are sold by private insurers and are standardized in most states. You must be enrolled in Medicare Part A and Part B to purchase a Medigap policy.

There are specific enrollment periods for Medicare plans. The Annual Enrollment Period (AEP) runs from October 15 to December 7 each year, allowing you to join, switch, or drop a Medicare Advantage or Part D plan. The Medicare Advantage Open Enrollment Period runs January 1 to March 31. You may also qualify for a Special Enrollment Period based on certain life events. A licensed agent can walk you through your timing options.

No. Crosspoint Health Insurance Agency is a licensed, privately-owned health insurance agency. This site is not affiliated with or endorsed by the government or the federal Medicare program. For information on all Medicare options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227).

No. We do not offer every plan available in your area. Any information provided is limited to the plans we offer in your area. For a complete listing of available plans, contact Medicare.gov or call 1-800-MEDICARE.

There is no fee charged to you for speaking with a licensed Medicare agent through Crosspoint Health Insurance Agency. Agents are compensated by the Medicare plan carriers they represent, not by you.

Calls to and from Crosspoint Health Insurance Agency and its agents may be monitored or recorded for quality assurance and training purposes. By calling, you consent to the recording of your call.